Program Analysis
First-year earnings of $38,247 track close to the $36,554 national median for Social Work programs. This is a middle-of-the-road outcome on salary alone.
At 9.6x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 24% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $20,000 debt-to-$38,247 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
Ranked #169 out of 338 programs, Northern Arizona University's Social Work offering sits in the upper half but doesn't break into the top tier.
The five-year earnings trajectory from $38,247 to $46,353 shows 21% growth, reflecting steady but unremarkable salary progression.