Program Analysis
First-year earnings of $46,738 track close to the $45,450 national median for Marketing programs. This is a middle-of-the-road outcome on salary alone.
At 5.7x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 54% task exposure — and the 11% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,000 debt-to-$46,738 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #269 out of 502 programs, Harding University's financial outcomes for Marketing trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $46,738 to $62,231 shows 33% growth, reflecting steady but unremarkable salary progression.