Financeat Harding University
Graduates earn $53,876/yr in their first year — about 3.0% below the national Finance average. Base-case 10-year earnings $811K; scenarios range from $700K to $856K depending on AI disruption.
What this degree looks like at Harding University
Harding University's Finance program produces graduates earning $53,876/yr — within striking distance of the $55,340 national average for this field.
The earnings-to-cost ratio of 8.1x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.
Some AI exposure exists in Finance's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 18% gap from the optimistic case.
Median debt of $27,250 represents roughly 6 months of the $53,876 starting salary — a manageable burden by most borrower standards.
At #196 of 431 Finance programs, Harding University scores above the median — competitive but not a standout.
Five-year earnings of $89,324 show a 66% jump from the $53,876 starting point — strong upward trajectory suggesting real career acceleration.
Three scenarios, ten years out
Each scenario is a different assumption about how AI reshapes the career paths this major feeds into. Earnings projections stack the full 10-year cumulative trajectory; scores use the same 0–100 metric as the hero, recomputed under that scenario's assumptions.
10 year projection
Year-by-year earnings under each scenario. Base case reflects BLS growth patterns applied to Harding University's starting earnings; optimistic and pessimistic adjust for AI's effect on each career path this major feeds into.
Common career destinations for this program's graduates, weighted by the school's specific occupation mix. Salary is BLS national median; AI risk is per-role task-exposure research.
Peer schools offering Finance
How Harding University stacks up against other schools offering this major.
Other top programs at Harding University
Other highest-scoring programs offered at Harding University, ranked by DegreeOutlook Score.
Consider the trade route
Not sure a 4-year degree is the right path? Trade programs in Finance offer shorter timelines, lower debt, and strong AI resilience for hands-on careers.
Compare Finance trade programs on TradeSchoolOutlook →Frequently asked about Finance at Harding University
What is the DegreeOutlook Score for Finance at Harding University?
This program scores 73/100 — placing it among the stronger programs for Finance nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Finance careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $700,089 in decade earnings vs $855,682 in the optimistic case — a meaningful gap.