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Business · Insurance Rank #5 of 20

Insuranceat University of North Texas

Graduates earn $59,022/yr in their first year — about 3.0% above the national Insurance average. Base-case 10-year earnings $849K; scenarios range from $736K to $893K depending on AI disruption.

Denton, TX Public Bachelor's Degree
DegreeOutlook Score
72 STRONG
73
Optimistic
70
Pessimistic
Earnings
$59,022
1-year post-graduation
ROI
20.4x
Earnings : in-state tuition
10-yr Base
$849K
Cumulative base-case earnings
AI Risk
Very High
57% task exposure
Program Analysis

What this degree looks like at University of North Texas

The University of North Texas's Insurance program thrives within a dynamic regional economy. Situated in the Dallas-Fort Worth metroplex, you're entering a robust labor market for financial services, with many major insurance carriers and brokerages having significant operations nearby. This strong local industry presence often translates into excellent internship opportunities and direct recruiting pipelines for students, which naturally contributes to the program's strong post-graduation earnings.

However, the field faces significant AI disruption. Many traditional underwriting and claims processing tasks are increasingly automated. To truly future-proof your career, focus on developing complex problem-solving, client relationship management, and strategic risk analysis skills. These higher-level functions, which complement rather than compete with AI tools, will ensure your long-term value in a rapidly evolving industry.

AI Outlook Integration

Three scenarios, ten years out

Each scenario is a different assumption about how AI reshapes the career paths this major feeds into. Earnings projections stack the full 10-year cumulative trajectory; scores use the same 0–100 metric as the hero, recomputed under that scenario's assumptions.

Pessimistic
Mass Automation
$736K
10-year cumulative earnings
Scenario Score70/100
Earnings Multiple16.5x
Base Case
Moderate Integration
$849K
10-year cumulative earnings
Scenario Score72/100
Earnings Multiple19.0x
Optimistic
AI Augmentation
$893K
10-year cumulative earnings
Scenario Score73/100
Earnings Multiple20.0x
Earnings Trajectory

10 year projection

Year-by-year earnings under each scenario. Base case reflects BLS growth patterns applied to University of North Texas's starting earnings; optimistic and pessimistic adjust for AI's effect on each career path this major feeds into.

Career Paths

Where Insurance graduates typically work

Common career destinations for this program's graduates, weighted by the school's specific occupation mix. Salary is BLS national median; AI risk is per-role task-exposure research.

1
Compensation and benefits managers
+0.2% 10-yr growth · 1,500 openings/yr
$140,360/yr
High
2
Business teachers, postsecondary
+5.7% 10-yr growth · 8,100 openings/yr
$97,270/yr
Moderate
3
Insurance underwriters
-2.6% 10-yr growth · 8,200 openings/yr
$79,880/yr
High
4
Compensation, benefits, and job analysis specialists
+5.3% 10-yr growth · 8,500 openings/yr
$77,020/yr
Moderate
5
Claims adjusters, examiners, and investigators
-5.1% 10-yr growth · 21,100 openings/yr
$76,790/yr
High
6
Insurance appraisers, auto damage
-8.2% 10-yr growth · 500 openings/yr
$76,650/yr
High
Source: BLS Occupational Employment & Wage Statistics, May 2024. AI exposure from OpenAI GPTs-are-GPTs and Felten AIOE research.
Compare & Explore

Peer schools offering Insurance

How University of North Texas stacks up against other schools offering this major.

Highest earnings
University of Wisconsin-Madison
WI · Public
77
DW Score
$79K
1-yr earn
23.7x
ROI
Temple University
PA · Public
66
DW Score
$66K
1-yr earn
9.7x
ROI
University of Georgia
GA · Public
72
DW Score
$64K
1-yr earn
19.0x
ROI
University of South Carolina-Columbia
SC · Public
70
DW Score
$63K
1-yr earn
15.8x
ROI
Florida State University
FL · Public
74
DW Score
$61K
1-yr earn
41.4x
ROI
Also at University of North Texas

Other top programs at University of North Texas

Other highest-scoring programs offered at University of North Texas, ranked by DegreeOutlook Score.

Consider the trade route

Not sure a 4-year degree is the right path? Trade programs in Insurance offer shorter timelines, lower debt, and strong AI resilience for hands-on careers.

Compare Insurance trade programs on TradeSchoolOutlook →
FAQ

Frequently asked about Insurance at University of North Texas

How does University of North Texas's Insurance program score?

A score of 72/100 indicates strong financial outcomes. University of North Texas's Insurance graduates fare well on earnings, job market size, and return on investment.

How vulnerable is Insurance to AI automation?

AI won't 'replace' Insurance careers outright, but it is likely to reduce the number of job openings. We model 52% task exposure, which compresses field employment probability in our scenarios.

Why does University of North Texas rank so high for Insurance?

The #5 ranking out of 20 programs is driven by strong financial outcomes — graduates earn well, debt is manageable relative to income, and the job market supports the field.