Program Analysis
At $42,251/yr, Teacher Education graduates from Harding University land near the $41,412 national average — neither a standout nor a red flag.
The 4.9x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 30% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,687 debt-to-$42,251 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #344 out of 679 programs, Harding University's financial outcomes for Teacher Education trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $42,251 to $47,527 over five years (12% gain). This field may have a lower salary ceiling than high-growth professions.