Home Schools Eastern Kentucky University Insurance
Business · Insurance Rank #14 of 20

Insuranceat Eastern Kentucky University

Graduates earn $44,792/yr in their first year — about 22.0% below the national Insurance average. Base-case 10-year earnings $647K; scenarios range from $584K to $666K depending on AI disruption.

Richmond, KY Public Bachelor's Degree
DegreeOutlook Score
60 SOLID
62
Optimistic
60
Pessimistic
Earnings
$44,792
1-year post-graduation
ROI
15.7x
Earnings : in-state tuition
10-yr Base
$647K
Cumulative base-case earnings
AI Risk
Very High
57% task exposure
Program Analysis

What this degree looks like at Eastern Kentucky University

The outcomes for EKU's Insurance program highlight the profound impact of regional labor markets and industry shifts. Richmond, KY isn't a major financial hub, meaning your initial job prospects are likely concentrated in local agencies or regional claims processing centers, rather than the higher-paying corporate underwriting or actuarial roles found in larger insurance cities. This program likely provides a solid general business foundation with an insurance focus, but less emphasis on the specialized analytical skills now highly valued. The increasing automation in routine insurance tasks also means entry-level roles are evolving rapidly. To distinguish yourself and access better opportunities, you'll need to actively seek out internships with larger regional or national carriers, ideally in more robust insurance markets, and be prepared to relocate for your first significant professional role.

AI Outlook Integration

Three scenarios, ten years out

Each scenario is a different assumption about how AI reshapes the career paths this major feeds into. Earnings projections stack the full 10-year cumulative trajectory; scores use the same 0–100 metric as the hero, recomputed under that scenario's assumptions.

Pessimistic
Mass Automation
$584K
10-year cumulative earnings
Scenario Score60/100
Earnings Multiple14.4x
Base Case
Moderate Integration
$647K
10-year cumulative earnings
Scenario Score60/100
Earnings Multiple16.0x
Optimistic
AI Augmentation
$666K
10-year cumulative earnings
Scenario Score62/100
Earnings Multiple16.4x
Earnings Trajectory

10 year projection

Year-by-year earnings under each scenario. Base case reflects BLS growth patterns applied to Eastern Kentucky University's starting earnings; optimistic and pessimistic adjust for AI's effect on each career path this major feeds into.

Career Paths

Where Insurance graduates typically work

Common career destinations for this program's graduates, weighted by the school's specific occupation mix. Salary is BLS national median; AI risk is per-role task-exposure research.

1
Compensation and benefits managers
+0.2% 10-yr growth · 1,500 openings/yr
$140,360/yr
High
2
Business teachers, postsecondary
+5.7% 10-yr growth · 8,100 openings/yr
$97,270/yr
Moderate
3
Insurance underwriters
-2.6% 10-yr growth · 8,200 openings/yr
$79,880/yr
High
4
Compensation, benefits, and job analysis specialists
+5.3% 10-yr growth · 8,500 openings/yr
$77,020/yr
Moderate
5
Claims adjusters, examiners, and investigators
-5.1% 10-yr growth · 21,100 openings/yr
$76,790/yr
High
6
Insurance appraisers, auto damage
-8.2% 10-yr growth · 500 openings/yr
$76,650/yr
High
Source: BLS Occupational Employment & Wage Statistics, May 2024. AI exposure from OpenAI GPTs-are-GPTs and Felten AIOE research.
Compare & Explore

Peer schools offering Insurance

How Eastern Kentucky University stacks up against other schools offering this major.

Highest earnings
University of Wisconsin-Madison
WI · Public
77
DW Score
$79K
1-yr earn
23.7x
ROI
Temple University
PA · Public
66
DW Score
$66K
1-yr earn
9.7x
ROI
University of Georgia
GA · Public
72
DW Score
$64K
1-yr earn
19.0x
ROI
University of South Carolina-Columbia
SC · Public
70
DW Score
$63K
1-yr earn
15.8x
ROI
Florida State University
FL · Public
74
DW Score
$61K
1-yr earn
41.4x
ROI
Also at Eastern Kentucky University

Other top programs at Eastern Kentucky University

Other highest-scoring programs offered at Eastern Kentucky University, ranked by DegreeOutlook Score.

Consider the trade route

Not sure a 4-year degree is the right path? Trade programs in Insurance offer shorter timelines, lower debt, and strong AI resilience for hands-on careers.

Compare Insurance trade programs on TradeSchoolOutlook →
FAQ

Frequently asked about Insurance at Eastern Kentucky University

What does a 60/100 DegreeOutlook Score mean for Insurance at Eastern Kentucky University?

At 60/100, the score looks reasonable — but Insurance is a high-scoring field overall. Compared to peers, this program's earnings and ROI fall below the median.

Should I worry about AI if I study Insurance at Eastern Kentucky University?

The 52% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.

Is Eastern Kentucky University a good choice for Insurance despite lower starting pay?

Starting salary is one data point. If Eastern Kentucky University's tuition is significantly below average, the ROI calculation can still work — lower earnings paired with lower costs can be a reasonable trade.