Insuranceat Ball State University
Graduates earn $48,615/yr in their first year — about 15.0% below the national Insurance average. Base-case 10-year earnings $532K; scenarios range from $498K to $537K depending on AI disruption.
What this degree looks like at Ball State University
The data for Ball State's Insurance program highlights a critical need to understand the evolving landscape of the insurance industry. The below-average earnings figures and lack of long-term data suggest graduates may struggle to access the more lucrative segments of the field, especially those outside of regional markets. Many entry-level insurance roles, from claims processing to basic underwriting, are increasingly susceptible to automation, which can depress wages and limit career progression without specialized skills.
Ball State's location in Muncie means a more regional job market focus, potentially limiting exposure to national firms or highly specialized roles common in major financial hubs. To thrive, you'll need to actively seek internships with larger companies or those offering niche specializations, building a strong network early on. Critically, consider how you can differentiate yourself beyond standard curriculum; focus on data analytics, risk management, or regulatory compliance to future-proof your career against AI disruption.
Three scenarios, ten years out
Each scenario is a different assumption about how AI reshapes the career paths this major feeds into. Earnings projections stack the full 10-year cumulative trajectory; scores use the same 0–100 metric as the hero, recomputed under that scenario's assumptions.
10 year projection
Year-by-year earnings under each scenario. Base case reflects BLS growth patterns applied to Ball State University's starting earnings; optimistic and pessimistic adjust for AI's effect on each career path this major feeds into.
Common career destinations for this program's graduates, weighted by the school's specific occupation mix. Salary is BLS national median; AI risk is per-role task-exposure research.
Peer schools offering Insurance
How Ball State University stacks up against other schools offering this major.
Other top programs at Ball State University
Other highest-scoring programs offered at Ball State University, ranked by DegreeOutlook Score.
Consider the trade route
Not sure a 4-year degree is the right path? Trade programs in Insurance offer shorter timelines, lower debt, and strong AI resilience for hands-on careers.
Compare Insurance trade programs on TradeSchoolOutlook →Frequently asked about Insurance at Ball State University
What does a 51/100 DegreeOutlook Score mean for Insurance at Ball State University?
At 51/100, the score looks reasonable — but Insurance is a high-scoring field overall. Compared to peers, this program's earnings and ROI fall below the median.
Should I worry about AI if I study Insurance at Ball State University?
The 52% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
Is Ball State University a good choice for Insurance despite lower starting pay?
Starting salary is one data point. If Ball State University's tuition is significantly below average, the ROI calculation can still work — lower earnings paired with lower costs can be a reasonable trade.