Program Analysis
First-year earnings of $39,254 at University of Toledo come in 7% above the national median of $36,554 for Social Work programs.
The earnings-to-cost ratio of 10.0x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.
Some AI exposure exists in Social Work's typical career paths, with 24% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 4% gap from the optimistic case.
Median debt of $28,000 represents roughly 9 months of the $39,254 starting salary — a manageable burden by most borrower standards.
At #133 of 338 Social Work programs, University of Toledo scores above the median — competitive but not a standout.
Earnings grow from $39,254 to $47,761 over five years — a 22% increase that's moderate and in line with typical career progression.