Program Analysis
First-year earnings of $70,388 track close to the $69,097 national median for Civil Engineering programs. This is a middle-of-the-road outcome on salary alone.
The 14.2x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 49% task exposure — and the 14% scenario spread suggests disruption would dent but not destroy the earnings outlook.
At $20,000 in median debt against $70,388 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.
At #128 out of 220 programs, University of Toledo's financial outcomes for Civil Engineering trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $70,388 to $76,345 over five years (8% gain). This field may have a lower salary ceiling than high-growth professions.