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Insurance at University of South Carolina-Columbia

Columbia, SC · Public · Bachelor's Degree
70 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
71
Optimistic
70
Base Case
68
Pessimistic
Earnings $63,417/yr (10% vs median)
AI Risk Very High (52% exposed)
Job Market Large (94,900 openings/yr)
ROI 14.6x earnings multiple (5.3x out-of-state)
Ranked #7 of 20 Insurance programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $774K $743K $657K
Earnings Multiple (In-State) 15.3x 14.6x 12.9x
Earnings Multiple (Out-of-State) 5.5x 5.3x 4.7x
Probability of Field Employment 68% 61% 46%
DegreeOutlook Score 71 70 68

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$50,752
Out-of-state: $139,736 (5.3x ROI)
4-Year Net Price (After Aid)
$98,128
-93% less than sticker · See by income
Median Debt at Graduation
$25,173
4.8 months of Year 1 earnings
Reported Earnings (5 Year)
$85,286
34% growth from Year 1

Program Analysis

Graduates earn $63,417/yr, edging above the $57,397 national average for Insurance — a modest premium that suggests solid regional demand.

With a 14.6x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 15% difference between AI scenarios reflects partial automation exposure. Some Insurance career paths face displacement, but others in the field are more insulated.

At $25,173 in median debt against $63,417 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

A #7 ranking among 20 Insurance programs places University of South Carolina-Columbia in the middle-to-upper range. Solid, not exceptional.

A 34% earnings increase from $63,417 to $85,286 over five years is solid — not a moonshot, but evidence of normal career advancement.

About University of South Carolina-Columbia

With a 61% acceptance rate, University of South Carolina-Columbia is moderately selective, one of the larger campuses at 28,113 students in Columbia, SC.

See all programs and financial aid at University of South Carolina-Columbia →

Top Career Paths

Compensation and benefits managers $140,360/yr
Business teachers, postsecondary $97,270/yr
Insurance underwriters $79,880/yr
View all 7 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 20 schools offering Insurance →

Insurance at Other Schools

University of Wisconsin-Madison ($78,796) St. John's University-New York ($70,752) Saint Joseph's University ($66,523) Temple University ($66,080) University of Georgia ($64,131) Florida State University ($61,071) University of North Texas ($59,022) Georgia State University ($57,949)

Other Majors at University of South Carolina-Columbia

Electrical, Electronics and Communications Engineering ($77,161) Chemical Engineering ($75,680) Computer Engineering ($73,982) Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($73,872) Mechanical Engineering ($72,370) International Business ($70,992) Statistics ($69,543) Civil Engineering ($69,424)

Consider the Trade Route?

Compare Insurance trade programs on TradeSchoolWorth →

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What does a 70/100 DegreeOutlook Score mean for Insurance at University of South Carolina-Columbia?
At 70/100, this is a high-performing program. The DegreeOutlook Score combines earnings, AI resilience, and ROI — and this program delivers on all three.
Should I worry about AI if I study Insurance at University of South Carolina-Columbia?
The 52% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →