Program Analysis
At $37,758 per year, Psychology graduates from University of Northwestern-St Paul earn slightly above the $31,705 national median. The premium is real but not dramatic.
The 3.4x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 49% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $20,000 debt-to-$37,758 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
At #488 out of 926 programs, University of Northwestern-St Paul's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $37,758 to $48,227 shows 28% growth, reflecting steady but unremarkable salary progression.