Program Analysis
At $30,652/yr, History graduates from University of Memphis land near the $32,281 national average — neither a standout nor a red flag.
The 12.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 44% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $22,625 debt-to-$30,652 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #208 out of 389 programs, University of Memphis's financial outcomes for History trail the majority of peers. The value case depends on other factors.
Earnings growth from $30,652 to $46,475 over five years (52% increase) indicates that graduates in this field see meaningful salary progression.