Program Analysis
The University of Montana's Social Work program produces graduates earning $33,726/yr — within striking distance of the $36,554 national average for this field.
The 13.5x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 24% task exposure — and the 2% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $24,927 debt-to-$33,726 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #250 out of 338 programs, The University of Montana's financial outcomes for Social Work trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $33,726 to $40,480 shows 20% growth, reflecting steady but unremarkable salary progression.