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Insurance at Temple University

Philadelphia, PA · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $66,080/yr (15% vs median)

AI Risk Very High (52% exposed)

Job Market Large (94,900 openings/yr)

ROI 9.2x earnings multiple (5.4x out-of-state)

Ranked #9 of 20 Insurance programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$851K	$811K	$708K
Earnings Multiple (In-State)	9.6x	9.2x	8.0x
Earnings Multiple (Out-of-State)	5.7x	5.4x	4.7x
Probability of Field Employment	68%	61%	46%
DegreeOutlook Score	67	66	64

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$88,328

Out-of-state: $149,848 (5.4x ROI)

4-Year Net Price (After Aid)

$116,876

-32% less than sticker · See by income

Median Debt at Graduation

$24,750

4.5 months of Year 1 earnings

Reported Earnings (5 Year)

$94,228

43% growth from Year 1

Program Analysis

First-year earnings of $66,080 at Temple University come in 15% above the national median of $57,397 for Insurance programs.

The earnings-to-cost ratio of 9.2x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.

Some AI exposure exists in Insurance's typical career paths, with 52% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 17% gap from the optimistic case.

With first-year pay of $66,080 far exceeding the $24,750 median debt, the payback timeline is measured in months, not years.

At #9 of 20 Insurance programs, Temple University scores above the median — competitive but not a standout.

Earnings grow from $66,080 to $94,228 over five years — a 43% increase that's moderate and in line with typical career progression.

About Temple University

Temple University accepts 83% of applicants — an open-access institution by design, serving a student body of 21,249 in Philadelphia, PA.

See all programs and financial aid at Temple University →

Top Career Paths

Compensation and benefits managers $140,360/yr

Business teachers, postsecondary $97,270/yr

Insurance underwriters $79,880/yr

View all 7 career paths with salary ranges and AI risk →

Compare & Explore

Insurance at Other Schools

Other Majors at Temple University

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What is the DegreeOutlook Score for Insurance at Temple University?

A score of 66/100 puts this program in competitive territory — solid outcomes, though not at the top of the Insurance field.

Will AI replace Insurance careers?

With 52% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $707,993 in decade earnings vs $850,683 in the optimistic case — a meaningful gap.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →