Program Analysis
First-year earnings of $38,506 at Tarleton State University come in 5% above the national median of $36,554 for Social Work programs.
The 14.8x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 24% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $22,000 debt-to-$38,506 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
Ranked #102 out of 338 programs, Tarleton State University's Social Work offering sits in the upper half but doesn't break into the top tier.
Earnings growth is modest: $38,506 to $44,285 over five years (15% gain). This field may have a lower salary ceiling than high-growth professions.