Finance and Financial Management Services at Saint Mary's University of Minnesota

Winona, MN · Private nonprofit · Bachelor's Degree
59 /100
DegreeOutlook Score (Base Case)
61
Optimistic
59
Base Case
57
Pessimistic
Earnings $58,451/yr (6% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 3.5x earnings multiple
Ranked #401 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $616K $601K $547K
Earnings Multiple 3.6x 3.5x 3.2x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 61 59 57

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$172,640
4-Year Net Price (After Aid)
$84,136
51% less than sticker · See by income
Median Debt at Graduation
$27,000
5.5 months of Year 1 earnings

Program Analysis

Graduates earn $58,451/yr, edging above the $55,340 national average for Finance and Financial Management Services — a modest premium that suggests solid regional demand.

The 3.5x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.

AI risk is moderate — 55% task exposure — and the 11% scenario spread suggests disruption would dent but not destroy the earnings outlook.

At $27,000 in median debt against $58,451 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

At #401 out of 431 programs, Saint Mary's University of Minnesota's financial outcomes for Finance and Financial Management Services trail the majority of peers. The value case depends on other factors.

About Saint Mary's University of Minnesota

Saint Mary's University of Minnesota has a 89% acceptance rate, making it broadly accessible, a compact campus enrolling 1,061 students in Winona, MN. Financial aid reduces the effective four-year cost to $84,136 — 51% less than the list price.

See all programs and financial aid at Saint Mary's University of Minnesota →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

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Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

How does Saint Mary's University of Minnesota's Finance and Financial Management Services program score?
A score of 59/100 reflects decent absolute metrics, but Saint Mary's University of Minnesota trails the majority of Finance and Financial Management Services programs on relative rankings. Context matters more than the raw number.
How vulnerable is Finance and Financial Management Services to AI automation?
AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
How affordable is Finance and Financial Management Services at Saint Mary's University of Minnesota after financial aid?
Sticker price is $172,640, but the average net cost is $84,136 — a 51% discount. For students who qualify for aid, this program is considerably more affordable than it appears.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →