Program Analysis
Saint Cloud State University's Social Work graduates start at $43,726/yr — above the $36,554 national average, though not by a wide margin.
With a 13.7x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.
The 5% difference between AI scenarios reflects partial automation exposure. Some Social Work career paths face displacement, but others in the field are more insulated.
At $24,300 against $43,726/yr in earnings, the debt burden is moderate. Most graduates should manage repayment without extended financial strain.
Saint Cloud State University ranks #16 among 338 Social Work programs, placing it in the top 5% nationally by our financial outcomes measure.
A 27% earnings increase from $43,726 to $55,566 over five years is solid — not a moonshot, but evidence of normal career advancement.