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Finance and Financial Management Services at Northwood University

Midland, MI · Private nonprofit · Bachelor's Degree
70 /100
DegreeOutlook Score (Base Case)
72
Optimistic
70
Base Case
68
Pessimistic
Earnings $56,940/yr (3% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 5.6x earnings multiple
Ranked #264 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $768K $734K $644K
Earnings Multiple 5.8x 5.6x 4.9x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 72 70 68

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$132,000
4-Year Net Price (After Aid)
$105,716
20% less than sticker · See by income
Median Debt at Graduation
$19,500
4.1 months of Year 1 earnings
Reported Earnings (5 Year)
$82,036
44% growth from Year 1

Program Analysis

First-year earnings of $56,940 track close to the $55,340 national median for Finance and Financial Management Services programs. This is a middle-of-the-road outcome on salary alone.

The earnings-to-cost ratio of 5.6x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.

Some AI exposure exists in Finance and Financial Management Services's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 16% gap from the optimistic case.

At $19,500 in median debt against $56,940 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

Ranked #264 of 431 Finance and Financial Management Services programs, Northwood University falls below the median. Stronger options exist, though cost and location may compensate.

Earnings grow from $56,940 to $82,036 over five years — a 44% increase that's moderate and in line with typical career progression.

About Northwood University

Northwood University has a 84% acceptance rate, making it broadly accessible, a smaller institution with 1,900 students in Midland, MI.

See all programs and financial aid at Northwood University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 431 schools offering Finance and Financial Management Services →

Finance and Financial Management Services at Other Schools

University of Pennsylvania ($122,698) Georgetown University ($106,218) Washington University in St Louis ($102,814) University of Notre Dame ($99,222) Wake Forest University ($85,944) Brigham Young University ($83,876) Fordham University ($83,789) American University ($83,505)

Other Majors at Northwood University

Specialized Sales, Merchandising and Marketing Operations ($64,100) Management Sciences and Quantitative Methods ($54,298) Business Administration, Management and Operations ($51,943) Accounting and Related Services ($45,217) Public Relations, Advertising, and Applied Communication ($41,857) Marketing ($40,297) Health and Physical Education/Fitness ($28,569)

Explore the Trade Alternative

Compare Finance and Financial Management Services trade programs on TradeSchoolWorth →

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What is the DegreeOutlook Score for Finance and Financial Management Services at Northwood University?
This program scores 70/100 — a respectable number in isolation, but it ranks in the bottom half of Finance and Financial Management Services programs nationally. The field is competitive, and stronger options exist.
Will AI replace Finance and Financial Management Services careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $643,654 in decade earnings vs $767,528 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →