Program Analysis
Graduates earn $37,135/yr, roughly in line with the $36,554 national median for Social Work. The value proposition here depends on cost, not earnings.
The 10.5x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 24% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,500 debt-to-$37,135 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #193 out of 338 programs, Kutztown University of Pennsylvania's financial outcomes for Social Work trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $37,135 to $44,932 shows 21% growth, reflecting steady but unremarkable salary progression.