Finance and Financial Management Services at Harding University

Searcy, AR · Private nonprofit · Bachelor's Degree
73 /100
DegreeOutlook Score (Base Case)
74
Optimistic
73
Base Case
70
Pessimistic
Earnings $53,876/yr (-3% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 8.1x earnings multiple
Ranked #196 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $856K $811K $700K
Earnings Multiple 8.6x 8.1x 7.0x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 74 73 70

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$99,552
4-Year Net Price (After Aid)
$82,316
17% less than sticker · See by income
Median Debt at Graduation
$27,250
6.1 months of Year 1 earnings
Reported Earnings (5 Year)
$89,324
66% growth from Year 1

Program Analysis

Harding University's Finance and Financial Management Services program produces graduates earning $53,876/yr — within striking distance of the $55,340 national average for this field.

The earnings-to-cost ratio of 8.1x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.

Some AI exposure exists in Finance and Financial Management Services's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 18% gap from the optimistic case.

Median debt of $27,250 represents roughly 6 months of the $53,876 starting salary — a manageable burden by most borrower standards.

At #196 of 431 Finance and Financial Management Services programs, Harding University scores above the median — competitive but not a standout.

Five-year earnings of $89,324 show a 66% jump from the $53,876 starting point — strong upward trajectory suggesting real career acceleration.

About Harding University

A 100% acceptance rate means Harding University is accessible to most applicants, a smaller institution with 3,323 students in Searcy, AR.

See all programs and financial aid at Harding University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

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Frequently Asked Questions

What is the DegreeOutlook Score for Finance and Financial Management Services at Harding University?
This program scores 73/100 — placing it among the stronger programs for Finance and Financial Management Services nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Finance and Financial Management Services careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $700,089 in decade earnings vs $855,682 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →