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Insurance at Eastern Kentucky University

Richmond, KY · Public · Bachelor's Degree
60 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
62
Optimistic
60
Base Case
60
Pessimistic
Earnings $44,792/yr (-22% vs median)
AI Risk Very High (52% exposed)
Job Market Large (94,900 openings/yr)
ROI 16.0x earnings multiple (7.8x out-of-state)
Ranked #14 of 20 Insurance programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $666K $647K $584K
Earnings Multiple (In-State) 16.4x 16.0x 14.4x
Earnings Multiple (Out-of-State) 8.0x 7.8x 7.0x
Probability of Field Employment 68% 61% 46%
DegreeOutlook Score 62 60 60

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$40,520
Out-of-state: $83,280 (7.8x ROI)
4-Year Net Price (After Aid)
$39,848
2% less than sticker · See by income
Reported Earnings (5 Year)
$67,862
52% growth from Year 1

Program Analysis

Starting salaries of $44,792/yr fall 22% below the $57,397 national median for Insurance. The financial case depends heavily on whether tuition compensates.

With a 16.0x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 12% difference between AI scenarios reflects partial automation exposure. Some Insurance career paths face displacement, but others in the field are more insulated.

A #14 ranking among 20 Insurance programs places Eastern Kentucky University in the lower half. Price, proximity, and personal fit become the stronger arguments.

The $44,792-to-$67,862 earnings arc over five years reflects a 52% gain — well above average career growth for recent graduates.

About Eastern Kentucky University

Eastern Kentucky University has a 78% acceptance rate, making it broadly accessible, serving 11,674 students in Richmond, KY.

See all programs and financial aid at Eastern Kentucky University →

Top Career Paths

Compensation and benefits managers $140,360/yr
Business teachers, postsecondary $97,270/yr
Insurance underwriters $79,880/yr
View all 7 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 20 schools offering Insurance →

Insurance at Other Schools

University of Wisconsin-Madison ($78,796) St. John's University-New York ($70,752) Saint Joseph's University ($66,523) Temple University ($66,080) University of Georgia ($64,131) University of South Carolina-Columbia ($63,417) Florida State University ($61,071) University of North Texas ($59,022)

Other Majors at Eastern Kentucky University

Quality Control and Safety Technologies/Technicians ($71,240) Construction Management ($68,726) Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($68,633) Fire Protection ($66,617) Allied Health Diagnostic, Intervention, and Treatment Professions ($56,947) Clinical/Medical Laboratory Science/Research and Allied Professions ($55,917) Management Information Systems and Services ($46,623) Business Administration, Management and Operations ($43,055)

Explore the Trade Alternative

Compare Insurance trade programs on TradeSchoolWorth →

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What does a 60/100 DegreeOutlook Score mean for Insurance at Eastern Kentucky University?
At 60/100, the score looks reasonable — but Insurance is a high-scoring field overall. Compared to peers, this program's earnings and ROI fall below the median.
Should I worry about AI if I study Insurance at Eastern Kentucky University?
The 52% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
Is Eastern Kentucky University a good choice for Insurance despite lower starting pay?
Starting salary is one data point. If Eastern Kentucky University's tuition is significantly below average, the ROI calculation can still work — lower earnings paired with lower costs can be a reasonable trade.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →