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Insurance at Ball State University

Muncie, IN · Public · Bachelor's Degree
51 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
52
Optimistic
51
Base Case
50
Pessimistic
Earnings $48,615/yr (-15% vs median)
AI Risk Very High (52% exposed)
Job Market Large (94,900 openings/yr)
ROI 12.4x earnings multiple (4.6x out-of-state)
Ranked #19 of 20 Insurance programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $537K $532K $498K
Earnings Multiple (In-State) 12.5x 12.4x 11.6x
Earnings Multiple (Out-of-State) 4.7x 4.6x 4.3x
Probability of Field Employment 68% 61% 46%
DegreeOutlook Score 52 51 50

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$43,032
Out-of-state: $115,064 (4.6x ROI)
4-Year Net Price (After Aid)
$63,592
-48% less than sticker · See by income
Median Debt at Graduation
$25,537
6.3 months of Year 1 earnings

Program Analysis

Starting salaries of $48,615/yr fall 15% below the $57,397 national median for Insurance. The financial case depends heavily on whether tuition compensates.

With a 12.4x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 7% difference between AI scenarios reflects partial automation exposure. Some Insurance career paths face displacement, but others in the field are more insulated.

At $25,537 against $48,615/yr in earnings, the debt burden is moderate. Most graduates should manage repayment without extended financial strain.

A #19 ranking among 20 Insurance programs places Ball State University in the lower half. Price, proximity, and personal fit become the stronger arguments.

About Ball State University

Ball State University has a 72% acceptance rate, making it broadly accessible, enrolling 13,770 students in Muncie, IN.

See all programs and financial aid at Ball State University →

Top Career Paths

Compensation and benefits managers $140,360/yr
Business teachers, postsecondary $97,270/yr
Insurance underwriters $79,880/yr
View all 7 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 20 schools offering Insurance →

Insurance at Other Schools

University of Wisconsin-Madison ($78,796) St. John's University-New York ($70,752) Saint Joseph's University ($66,523) Temple University ($66,080) University of Georgia ($64,131) University of South Carolina-Columbia ($63,417) Florida State University ($61,071) University of North Texas ($59,022)

Other Majors at Ball State University

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($73,719) Construction Management ($69,076) Allied Health Diagnostic, Intervention, and Treatment Professions ($67,833) Management Sciences and Quantitative Methods ($67,350) General Sales, Merchandising and Related Marketing Operations ($65,184) Business Administration, Management and Operations ($60,526) Landscape Architecture ($59,972) Computer and Information Sciences, General ($59,249)

Consider the Trade Route?

Compare Insurance trade programs on TradeSchoolWorth →

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What does a 51/100 DegreeOutlook Score mean for Insurance at Ball State University?
At 51/100, the score looks reasonable — but Insurance is a high-scoring field overall. Compared to peers, this program's earnings and ROI fall below the median.
Should I worry about AI if I study Insurance at Ball State University?
The 52% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
Is Ball State University a good choice for Insurance despite lower starting pay?
Starting salary is one data point. If Ball State University's tuition is significantly below average, the ROI calculation can still work — lower earnings paired with lower costs can be a reasonable trade.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →