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Finance and Financial Management Services at Youngstown State University

Youngstown, OH · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $44,973/yr (-19% vs median)

AI Risk Very High (55% exposed)

Job Market Very Large (622,100 openings/yr)

ROI 13.7x earnings multiple (13.3x out-of-state)

Ranked #291 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$607K	$593K	$541K
Earnings Multiple (In-State)	14.1x	13.7x	12.5x
Earnings Multiple (Out-of-State)	13.6x	13.3x	12.1x
Probability of Field Employment	69%	61%	44%
DegreeOutlook Score	70	69	68

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$43,164

Out-of-state: $44,604 (13.3x ROI)

4-Year Net Price (After Aid)

$47,508

-10% less than sticker · See by income

Median Debt at Graduation

$20,916

5.6 months of Year 1 earnings

Reported Earnings (5 Year)

$61,650

37% growth from Year 1

Program Analysis

Starting salaries of $44,973/yr fall 19% below the $55,340 national median for Finance and Financial Management Services. The financial case depends heavily on whether tuition compensates.

With a 13.7x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 11% difference between AI scenarios reflects partial automation exposure. Some Finance and Financial Management Services career paths face displacement, but others in the field are more insulated.

At $20,916 in median debt against $44,973 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

A #291 ranking among 431 Finance and Financial Management Services programs places Youngstown State University in the lower half. Price, proximity, and personal fit become the stronger arguments.

A 37% earnings increase from $44,973 to $61,650 over five years is solid — not a moonshot, but evidence of normal career advancement.

About Youngstown State University

Youngstown State University has a 80% acceptance rate, making it broadly accessible, enrolling 7,340 students in Youngstown, OH.

See all programs and financial aid at Youngstown State University →

Top Career Paths

Chief executives $206,420/yr

Financial managers $161,700/yr

Financial risk specialists $106,000/yr

View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

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Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What does a 69/100 DegreeOutlook Score mean for Finance and Financial Management Services at Youngstown State University?

At 69/100, the score looks reasonable — but Finance and Financial Management Services is a high-scoring field overall. Compared to peers, this program's earnings and ROI fall below the median.

Should I worry about AI if I study Finance and Financial Management Services at Youngstown State University?

The 55% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.

Is Youngstown State University a good choice for Finance and Financial Management Services despite lower starting pay?

Starting salary is one data point. If Youngstown State University's tuition is significantly below average, the ROI calculation can still work — lower earnings paired with lower costs can be a reasonable trade.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →