Finance and Financial Management Services at Winona State University

Winona, MN · Public · Bachelor's Degree
79 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
80
Optimistic
79
Base Case
77
Pessimistic
Earnings $52,188/yr (-6% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 17.3x earnings multiple (10.5x out-of-state)
Ranked #98 of 431 Finance and Financial Management Services programs Top 25%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $758K $725K $637K
Earnings Multiple (In-State) 18.0x 17.3x 15.2x
Earnings Multiple (Out-of-State) 11.0x 10.5x 9.2x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 80 79 77

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$41,992
Out-of-state: $68,920 (10.5x ROI)
4-Year Net Price (After Aid)
$72,592
-73% less than sticker · See by income
Median Debt at Graduation
$20,410
4.7 months of Year 1 earnings
Reported Earnings (5 Year)
$79,334
52% growth from Year 1

Program Analysis

First-year earnings of $52,188 track close to the $55,340 national median for Finance and Financial Management Services programs. This is a middle-of-the-road outcome on salary alone.

Every dollar of in-state tuition returns an estimated 17.3x in decade earnings — an exceptional ratio that places this among the highest-ROI Finance and Financial Management Services programs nationally.

Some AI exposure exists in Finance and Financial Management Services's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 16% gap from the optimistic case.

At $20,410 in median debt against $52,188 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

At #98 of 431 nationally, this is a top-5% Finance and Financial Management Services program. Financial outcomes consistently outperform the vast majority of peers.

Five-year earnings of $79,334 show a 52% jump from the $52,188 starting point — strong upward trajectory suggesting real career acceleration.

About Winona State University

With a 69% acceptance rate, Winona State University is moderately selective, enrolling 5,088 students in Winona, MN.

See all programs and financial aid at Winona State University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

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Frequently Asked Questions

What is the DegreeOutlook Score for Finance and Financial Management Services at Winona State University?
This program scores 79/100 — placing it among the stronger programs for Finance and Financial Management Services nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Finance and Financial Management Services careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $637,344 in decade earnings vs $757,669 in the optimistic case — a meaningful gap.
What makes Winona State University's Finance and Financial Management Services program stand out?
Ranked #98 of 431 programs nationally, Winona State University lands in the top 25%. The ranking reflects a combination of graduate earnings, return on investment, and job market alignment.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →