Finance and Financial Management Services at William Paterson University of New Jersey

Wayne, NJ · Public · Bachelor's Degree
73 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
74
Optimistic
73
Base Case
71
Pessimistic
Earnings $49,895/yr (-10% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 11.5x earnings multiple (7.1x out-of-state)
Ranked #210 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $728K $699K $618K
Earnings Multiple (In-State) 12.0x 11.5x 10.2x
Earnings Multiple (Out-of-State) 7.4x 7.1x 6.3x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 74 73 71

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$60,600
Out-of-state: $97,856 (7.1x ROI)
4-Year Net Price (After Aid)
$71,056
-17% less than sticker · See by income
Median Debt at Graduation
$19,786
4.8 months of Year 1 earnings
Reported Earnings (5 Year)
$75,574
51% growth from Year 1

Program Analysis

Graduates earn $49,895/yr, roughly in line with the $55,340 national median for Finance and Financial Management Services. The value proposition here depends on cost, not earnings.

Every dollar of in-state tuition returns an estimated 11.5x in decade earnings — an exceptional ratio that places this among the highest-ROI Finance and Financial Management Services programs nationally.

Some AI exposure exists in Finance and Financial Management Services's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 15% gap from the optimistic case.

With first-year pay of $49,895 far exceeding the $19,786 median debt, the payback timeline is measured in months, not years.

At #210 of 431 Finance and Financial Management Services programs, William Paterson University of New Jersey scores above the median — competitive but not a standout.

Five-year earnings of $75,574 show a 51% jump from the $49,895 starting point — strong upward trajectory suggesting real career acceleration.

About William Paterson University of New Jersey

William Paterson University of New Jersey accepts 93% of applicants — an open-access institution by design, with a mid-sized student body of 6,526 in Wayne, NJ. 44% of students receive Pell Grants, indicating strong socioeconomic diversity.

See all programs and financial aid at William Paterson University of New Jersey →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

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Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What is the DegreeOutlook Score for Finance and Financial Management Services at William Paterson University of New Jersey?
This program scores 73/100 — placing it among the stronger programs for Finance and Financial Management Services nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Finance and Financial Management Services careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $618,472 in decade earnings vs $728,192 in the optimistic case — a meaningful gap.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →