Business/Commerce, General at Westfield State University

Westfield, MA · Public · Bachelor's Degree
65 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
66
Optimistic
65
Base Case
61
Pessimistic
Earnings $41,862/yr (-13% vs median)
AI Risk High (46% exposed)
Job Market Very Large (832,900 openings/yr)
ROI 12.4x earnings multiple (8.2x out-of-state)
Ranked #114 of 242 Business/Commerce, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $597K $588K $534K
Earnings Multiple (In-State) 12.6x 12.4x 11.2x
Earnings Multiple (Out-of-State) 8.3x 8.2x 7.4x
Probability of Field Employment 49% 45% 34%
DegreeOutlook Score 66 65 61

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$47,528
Out-of-state: $71,848 (8.2x ROI)
4-Year Net Price (After Aid)
$74,244
-56% less than sticker · See by income
Median Debt at Graduation
$23,250
6.7 months of Year 1 earnings
Reported Earnings (5 Year)
$63,772
52% growth from Year 1

Program Analysis

Graduates earn $41,862/yr, roughly in line with the $48,211 national median for Business/Commerce, General. The value proposition here depends on cost, not earnings.

The 12.4x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 46% task exposure — and the 11% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $23,250 debt-to-$41,862 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.

Ranked #114 out of 242 programs, Westfield State University's Business/Commerce, General offering sits in the upper half but doesn't break into the top tier.

Earnings growth from $41,862 to $63,772 over five years (52% increase) indicates that graduates in this field see meaningful salary progression.

About Westfield State University

Westfield State University accepts 81% of applicants — an open-access institution by design, a smaller institution with 3,481 students in Westfield, MA.

See all programs and financial aid at Westfield State University →

Top Career Paths

Chief executives $206,420/yr
Sales managers $138,060/yr
Managers, all other $136,550/yr
View all 16 career paths with salary ranges and AI risk →

Compare & Explore

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Frequently Asked Questions

How does Westfield State University's Business/Commerce, General program score?
This program scores 65/100, reflecting respectable but not exceptional financial outcomes for Business/Commerce, General graduates.
How vulnerable is Business/Commerce, General to AI automation?
AI won't 'replace' Business/Commerce, General careers outright, but it is likely to reduce the number of job openings. We model 46% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →