Program Analysis
First-year earnings of $30,715 track close to the $31,705 national median for Psychology programs. This is a middle-of-the-road outcome on salary alone.
At 6.0x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 49% task exposure — and the 11% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,000 debt-to-$30,715 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
Ranked #458 out of 926 programs, Utica University's Psychology offering sits in the upper half but doesn't break into the top tier.
Earnings growth from $30,715 to $57,873 over five years (88% increase) indicates that graduates in this field see meaningful salary progression.