Program Analysis
At $38,625/yr, Teacher Education graduates from University of Toledo land near the $41,412 national average — neither a standout nor a red flag.
At 9.3x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 30% task exposure — and the 2% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $23,315 debt-to-$38,625 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #442 out of 679 programs, University of Toledo's financial outcomes for Teacher Education trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $38,625 to $44,082 over five years (14% gain). This field may have a lower salary ceiling than high-growth professions.