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Psychology at University of Toledo

Toledo, OH · Public · Bachelor's Degree · Psychology, General

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $30,637/yr (-3% vs median)

AI Risk High (49% exposed)

Job Market Very Large (125,000 openings/yr)

ROI 9.7x earnings multiple (5.5x out-of-state)

Ranked #533 of 926 Psychology, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$480K	$481K	$455K
Earnings Multiple (In-State)	9.7x	9.7x	9.2x
Earnings Multiple (Out-of-State)	5.5x	5.5x	5.2x
Probability of Field Employment	51%	47%	34%
DegreeOutlook Score	34	33	33

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$49,508

Out-of-state: $86,948 (5.5x ROI)

4-Year Net Price (After Aid)

$69,840

-41% less than sticker · See by income

Median Debt at Graduation

$20,617

8.1 months of Year 1 earnings

Reported Earnings (5 Year)

$43,483

42% growth from Year 1

Program Analysis

First-year earnings of $30,637 track close to the $31,705 national median for Psychology programs. This is a middle-of-the-road outcome on salary alone.

At 9.7x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.

AI risk is moderate — 49% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $20,617 debt-to-$30,637 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.

At #533 out of 926 programs, University of Toledo's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.

The five-year earnings trajectory from $30,637 to $43,483 shows 42% growth, reflecting steady but unremarkable salary progression.

About University of Toledo

University of Toledo has a 95% acceptance rate, making it broadly accessible, enrolling 10,244 students in Toledo, OH.

See all programs and financial aid at University of Toledo →

Top Career Paths

Managers, all other $136,550/yr

Psychologists, all other $117,580/yr

Industrial-organizational psychologists $109,840/yr

View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at University of Toledo

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

How does University of Toledo's Psychology program score?

This program scores 33/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.

How vulnerable is Psychology to AI automation?

AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →