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Finance and Financial Management Services at University of Toledo

Toledo, OH · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $49,414/yr (-11% vs median)

AI Risk Very High (55% exposed)

Job Market Very Large (622,100 openings/yr)

ROI 13.6x earnings multiple (7.7x out-of-state)

Ranked #193 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$696K	$671K	$598K
Earnings Multiple (In-State)	14.1x	13.6x	12.1x
Earnings Multiple (Out-of-State)	8.0x	7.7x	6.9x
Probability of Field Employment	69%	61%	44%
DegreeOutlook Score	76	74	72

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$49,508

Out-of-state: $86,948 (7.7x ROI)

4-Year Net Price (After Aid)

$69,840

-41% less than sticker · See by income

Median Debt at Graduation

$18,000

4.4 months of Year 1 earnings

Reported Earnings (5 Year)

$72,239

46% growth from Year 1

Program Analysis

University of Toledo's Finance and Financial Management Services program produces graduates earning $49,414/yr — within striking distance of the $55,340 national average for this field.

The 13.6x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 14% scenario spread suggests disruption would dent but not destroy the earnings outlook.

Loan repayment is a non-issue here — $18,000 in median debt clears quickly against $49,414 in annual earnings.

Ranked #193 out of 431 programs, University of Toledo's Finance and Financial Management Services offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $49,414 to $72,239 shows 46% growth, reflecting steady but unremarkable salary progression.

About University of Toledo

A 95% acceptance rate means University of Toledo is accessible to most applicants, with a mid-sized student body of 10,244 in Toledo, OH.

See all programs and financial aid at University of Toledo →

Top Career Paths

Chief executives $206,420/yr

Financial managers $161,700/yr

Financial risk specialists $106,000/yr

View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

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Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

How does University of Toledo's Finance and Financial Management Services program score?

A score of 74/100 indicates strong financial outcomes. University of Toledo's Finance and Financial Management Services graduates fare well on earnings, job market size, and return on investment.

How vulnerable is Finance and Financial Management Services to AI automation?

AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →