Psychology at University of the Cumberlands

Williamsburg, KY · Private nonprofit · Bachelor's Degree · Psychology, General
41 /100
DegreeOutlook Score (Base Case)
42
Optimistic
41
Base Case
39
Pessimistic
Earnings $36,913/yr (16% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 11.8x earnings multiple
Ranked #214 of 926 Psychology, General programs Top 25%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $462K $465K $443K
Earnings Multiple 11.7x 11.8x 11.2x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 42 41 39

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$39,500
4-Year Net Price (After Aid)
$45,144
-14% less than sticker · See by income
Median Debt at Graduation
$13,730
4.5 months of Year 1 earnings
Reported Earnings (5 Year)
$42,393
15% growth from Year 1

Program Analysis

Graduates earn $36,913/yr, edging above the $31,705 national average for Psychology — a modest premium that suggests solid regional demand.

Every dollar of in-state tuition returns an estimated 11.8x in decade earnings — an exceptional ratio that places this among the highest-ROI Psychology programs nationally.

Some AI exposure exists in Psychology's typical career paths, with 49% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 4% gap from the optimistic case.

At $13,730 in median debt against $36,913 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

At #214 of 926 nationally, this is a top-5% Psychology program. Financial outcomes consistently outperform the vast majority of peers.

Five-year earnings of $42,393 are relatively flat compared to the $36,913 starting salary — typical of fields with stable but capped salary bands.

About University of the Cumberlands

University of the Cumberlands has a 71% acceptance rate, making it broadly accessible, serving 5,468 students in Williamsburg, KY. Pell Grant recipients make up 48% of the student body — a marker of economic diversity.

See all programs and financial aid at University of the Cumberlands →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at University of the Cumberlands

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What is the DegreeOutlook Score for Psychology at University of the Cumberlands?
A score of 41/100 indicates below-average financial outcomes for Psychology. Earnings, ROI, or AI risk factors are pulling the score down.
Will AI replace Psychology careers?
With 49% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $442,869 in decade earnings vs $462,241 in the optimistic case — a meaningful gap.
What makes University of the Cumberlands's Psychology program stand out?
Ranked #214 of 926 programs nationally, University of the Cumberlands lands in the top 25%. The ranking reflects a combination of graduate earnings, return on investment, and job market alignment.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →