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Business/Commerce, General at University of the Cumberlands

Williamsburg, KY · Private nonprofit · Bachelor's Degree

DegreeOutlook Score (Base Case)

Optimistic

Base Case

Pessimistic

Earnings $46,242/yr (-4% vs median)

AI Risk High (46% exposed)

Job Market Very Large (832,900 openings/yr)

ROI 14.1x earnings multiple

Ranked #77 of 242 Business/Commerce, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Business/Commerce, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$563K	$558K	$511K
Earnings Multiple	14.3x	14.1x	12.9x
Probability of Field Employment	49%	45%	34%
DegreeOutlook Score	69	68	64

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)

$39,500

4-Year Net Price (After Aid)

$45,144

-14% less than sticker · See by income

Median Debt at Graduation

$15,568

4.0 months of Year 1 earnings

Reported Earnings (5 Year)

$60,400

31% growth from Year 1

Program Analysis

At $46,242/yr, Business/Commerce, General graduates from University of the Cumberlands land near the $48,211 national average — neither a standout nor a red flag.

With a 14.1x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 9% difference between AI scenarios reflects partial automation exposure. Some Business/Commerce, General career paths face displacement, but others in the field are more insulated.

The median debt load of $15,568 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

A #77 ranking among 242 Business/Commerce, General programs places University of the Cumberlands in the middle-to-upper range. Solid, not exceptional.

A 31% earnings increase from $46,242 to $60,400 over five years is solid — not a moonshot, but evidence of normal career advancement.

About University of the Cumberlands

With 71% of applicants admitted, University of the Cumberlands prioritizes broad access, serving 5,468 students in Williamsburg, KY. Pell Grant recipients make up 48% of the student body — a marker of economic diversity.

See all programs and financial aid at University of the Cumberlands →

Top Career Paths

Chief executives $206,420/yr

Sales managers $138,060/yr

Managers, all other $136,550/yr

View all 16 career paths with salary ranges and AI risk →

Compare & Explore

Business/Commerce, General at Other Schools

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Frequently Asked Questions

What does a 68/100 DegreeOutlook Score mean for Business/Commerce, General at University of the Cumberlands?

At 68/100, University of the Cumberlands's Business/Commerce, General program delivers middling returns. School cost and personal fit become important decision factors.

Should I worry about AI if I study Business/Commerce, General at University of the Cumberlands?

The 46% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →