Program Analysis
Graduates earn $42,819/yr, roughly in line with the $41,412 national median for Teacher Education. The value proposition here depends on cost, not earnings.
An earnings multiple of 2.4x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.
AI risk is moderate — 30% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,500 debt-to-$42,819 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #528 out of 679 programs, University of St Thomas's financial outcomes for Teacher Education trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $42,819 to $49,710 over five years (16% gain). This field may have a lower salary ceiling than high-growth professions.