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Psychology, General at University of St Thomas

Houston, TX · Private nonprofit · Bachelor's Degree
36 /100
DegreeOutlook Score (Base Case)
37
Optimistic
36
Base Case
34
Pessimistic
Earnings $37,572/yr (19% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 3.4x earnings multiple
Ranked #427 of 926 Psychology, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology, General graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $461K $464K $442K
Earnings Multiple 3.4x 3.4x 3.3x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 37 36 34

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition (Sticker)
$134,640
4-Year Net Price (After Aid)
$75,048
44% less than sticker · See by income
Median Debt at Graduation
$18,743
6.0 months of Year 1 earnings

Program Analysis

At $37,572 per year, Psychology, General graduates from University of St Thomas earn slightly above the $31,705 national median. The premium is real but not dramatic.

The 3.4x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.

AI risk is moderate — 49% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The median debt load of $18,743 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

Ranked #427 out of 926 programs, University of St Thomas's Psychology, General offering sits in the upper half but doesn't break into the top tier.

About University of St Thomas

With 93% of applicants admitted, University of St Thomas prioritizes broad access, a smaller institution with 2,826 students in Houston, TX. The average net cost of $75,048 over four years represents a 44% discount from published tuition.

See all programs and financial aid at University of St Thomas →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 926 schools offering Psychology, General →

Psychology, General at Other Schools

Bentley University ($62,218) Georgetown University ($51,959) Bucknell University ($51,645) Gettysburg College ($50,040) Trinity College ($48,406) CUNY Graduate School and University Center ($48,299) The University of Texas Permian Basin ($46,009) Charter Oak State College ($45,428)

Other Majors at University of St Thomas

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($83,793) Liberal Arts and Sciences, General Studies and Humanities ($53,187) Finance and Financial Management Services ($47,699) Accounting and Related Services ($40,398)

Is a Trade Program a Better Fit?

Compare Psychology, General trade programs on TradeSchoolWorth →

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

How does University of St Thomas's Psychology, General program score?
This program scores 36/100 — on the lower end for Psychology, General. Prospective students should carefully weigh costs against likely earnings.
How vulnerable is Psychology, General to AI automation?
AI won't 'replace' Psychology, General careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →