Program Analysis
First-year earnings of $47,699 track close to the $55,340 national median for Finance and Financial Management Services programs. This is a middle-of-the-road outcome on salary alone.
The 3.9x return on tuition is positive but not overwhelming. Financial outcomes depend on keeping costs close to in-state rates.
AI risk is moderate — 55% task exposure — and the 7% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $31,236 debt-to-$47,699 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #420 out of 431 programs, University of St Thomas's financial outcomes for Finance and Financial Management Services trail the majority of peers. The value case depends on other factors.