Program Analysis
First-year earnings of $38,985 at University of Southern Indiana come in 21% above the national median of $32,219 for Biology programs.
The 13.8x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 40% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $21,911 debt-to-$38,985 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
A #68 ranking out of 822 Biology programs nationally puts University of Southern Indiana in the top 10% — a strong but not elite position.
The five-year earnings trajectory from $38,985 to $58,189 shows 49% growth, reflecting steady but unremarkable salary progression.