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Psychology at University of Northern Colorado

Greeley, CO · Public · Bachelor's Degree · Psychology, General

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $32,351/yr (2% vs median)

AI Risk High (49% exposed)

Job Market Very Large (125,000 openings/yr)

ROI 10.3x earnings multiple (4.7x out-of-state)

Ranked #348 of 926 Psychology, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$496K	$495K	$465K
Earnings Multiple (In-State)	10.3x	10.3x	9.7x
Earnings Multiple (Out-of-State)	4.7x	4.7x	4.4x
Probability of Field Employment	51%	47%	34%
DegreeOutlook Score	37	37	36

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$48,040

Out-of-state: $104,816 (4.7x ROI)

4-Year Net Price (After Aid)

$73,828

-54% less than sticker · See by income

Median Debt at Graduation

$19,500

7.2 months of Year 1 earnings

Reported Earnings (5 Year)

$46,165

43% growth from Year 1

Program Analysis

First-year earnings of $32,351 track close to the $31,705 national median for Psychology programs. This is a middle-of-the-road outcome on salary alone.

The 10.3x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 49% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $19,500 debt-to-$32,351 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.

Ranked #348 out of 926 programs, University of Northern Colorado's Psychology offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $32,351 to $46,165 shows 43% growth, reflecting steady but unremarkable salary progression.

About University of Northern Colorado

University of Northern Colorado has a 86% acceptance rate, making it broadly accessible, enrolling 5,693 students in Greeley, CO.

See all programs and financial aid at University of Northern Colorado →

Top Career Paths

Managers, all other $136,550/yr

Psychologists, all other $117,580/yr

Industrial-organizational psychologists $109,840/yr

View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at University of Northern Colorado

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does University of Northern Colorado's Psychology program score?

This program scores 37/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.

How vulnerable is Psychology to AI automation?

AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →