Finance at University of North Carolina at Charlotte
Charlotte, NC · Public · Bachelor's Degree · Finance and Financial Management Services
DegreeOutlook Score (Base Case) — assumes in-state tuition
82
Optimistic
81
Base Case
78
Pessimistic
Earnings
$51,628/yr (-7% vs median)
AI Risk
Very High (55% exposed)
Job Market
Very Large (622,100 openings/yr)
ROI
24.8x earnings multiple (8.2x out-of-state)
How AI Changes the Outlook
Three scenarios based on how aggressively AI disrupts the career paths available to Finance graduates.
| Optimistic No Disruption |
Base Case Gradual AI |
Pessimistic Aggressive AI |
|
|---|---|---|---|
| 10-Year Earnings | $748K | $716K | $631K |
| Earnings Multiple (In-State) | 25.9x | 24.8x | 21.9x |
| Earnings Multiple (Out-of-State) | 8.5x | 8.2x | 7.2x |
| Probability of Field Employment | 69% | 61% | 44% |
| DegreeOutlook Score | 82 | 81 | 78 |
10-Year Earnings Projection
*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.
4-Year Tuition, In-State (Sticker)
$28,856
Out-of-state: $87,504 (8.2x ROI)
Median Debt at Graduation
$21,500
5.0 months of Year 1 earnings
Reported Earnings (5 Year)
$78,144
51% growth from Year 1
About University of North Carolina at Charlotte
University of North Carolina at Charlotte accepts 80% of applicants — an open-access institution by design, one of the larger campuses at 23,567 students in Charlotte, NC.
See all programs and financial aid at University of North Carolina at Charlotte →Top Career Paths
Chief executives
$206,420/yr
Financial managers
$161,700/yr
Financial risk specialists
$106,000/yr
Compare & Explore
Finance at Other Schools
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Consider the Trade Route?
Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.
Frequently Asked Questions
What is the DegreeOutlook Score for Finance at University of North Carolina at Charlotte?
This program scores 81/100 — placing it among the stronger programs for Finance nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Finance careers?
With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $630,959 in decade earnings vs $747,693 in the optimistic case — a meaningful gap.
What makes University of North Carolina at Charlotte's Finance program stand out?
Ranked #64 of 431 programs nationally, University of North Carolina at Charlotte lands in the top 25%. The ranking reflects a combination of graduate earnings, return on investment, and job market alignment.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research.
See full methodology →