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Psychology at University of Montevallo

Montevallo, AL · Public · Bachelor's Degree · Psychology, General

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $26,246/yr (-17% vs median)

AI Risk High (49% exposed)

Job Market Very Large (125,000 openings/yr)

ROI 8.1x earnings multiple (4.2x out-of-state)

Ranked #777 of 926 Psychology, General programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$443K	$447K	$430K
Earnings Multiple (In-State)	8.1x	8.1x	7.8x
Earnings Multiple (Out-of-State)	4.1x	4.2x	4.0x
Probability of Field Employment	51%	47%	34%
DegreeOutlook Score	27	26	26

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$54,840

Out-of-state: $106,920 (4.2x ROI)

4-Year Net Price (After Aid)

$68,212

-24% less than sticker · See by income

Median Debt at Graduation

$20,048

9.2 months of Year 1 earnings

Reported Earnings (5 Year)

$36,804

40% growth from Year 1

Program Analysis

At $26,246 per year, Psychology graduates from University of Montevallo earn below the $31,705 national average. Lower costs or geographic factors may offset the earnings gap.

A 8.1x earnings multiple over ten years puts this program in solid financial territory. Tuition is well-justified by projected earnings.

The 3% difference between AI scenarios reflects partial automation exposure. Some Psychology career paths face displacement, but others in the field are more insulated.

At $20,048 against $26,246/yr in earnings, the debt burden is moderate. Most graduates should manage repayment without extended financial strain.

A #777 ranking among 926 Psychology programs places University of Montevallo in the lower half. Price, proximity, and personal fit become the stronger arguments.

A 40% earnings increase from $26,246 to $36,804 over five years is solid — not a moonshot, but evidence of normal career advancement.

About University of Montevallo

University of Montevallo accepts 54% of applicants, balancing access with selectivity, a compact campus enrolling 2,087 students in Montevallo, AL.

See all programs and financial aid at University of Montevallo →

Top Career Paths

Managers, all other $136,550/yr

Psychologists, all other $117,580/yr

Industrial-organizational psychologists $109,840/yr

View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at University of Montevallo

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What does a 26/100 DegreeOutlook Score mean for Psychology at University of Montevallo?

At 26/100, the financial outlook is modest. Higher-scoring Psychology programs exist, though non-financial factors may justify this choice.

Should I worry about AI if I study Psychology at University of Montevallo?

The 49% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.

Is University of Montevallo a good choice for Psychology despite lower starting pay?

Starting salary is one data point. If University of Montevallo's tuition is significantly below average, the ROI calculation can still work — lower earnings paired with lower costs can be a reasonable trade.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →