Program Analysis
First-year earnings of $37,999 track close to the $41,690 national median for Teacher Education programs. This is a middle-of-the-road outcome on salary alone.
The 11.5x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 43% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $21,623 debt-to-$37,999 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #241 out of 348 programs, University of Memphis's financial outcomes for Teacher Education trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $37,999 to $45,592 over five years (20% gain). This field may have a lower salary ceiling than high-growth professions.