Program Analysis
University of Memphis's Psychology program produces graduates earning $31,582/yr — within striking distance of the $31,705 national average for this field.
The 11.6x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 49% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $24,875 debt-to-$31,582 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
Ranked #421 out of 926 programs, University of Memphis's Psychology offering sits in the upper half but doesn't break into the top tier.
The five-year earnings trajectory from $31,582 to $43,526 shows 38% growth, reflecting steady but unremarkable salary progression.