Program Analysis
First-year earnings of $40,054 put University of Massachusetts-Lowell's Psychology program 26% above the national median of $31,705 — one of the higher-earning programs in this field.
The earnings-to-cost ratio of 7.8x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.
Some AI exposure exists in Psychology's typical career paths, with 49% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 8% gap from the optimistic case.
Median debt of $23,250 represents roughly 7 months of the $40,054 starting salary — a manageable burden by most borrower standards.
Ranked #82 of 926 programs, University of Massachusetts-Lowell's Psychology program falls in the top 10%, outperforming most peers on financial outcomes.
Earnings grow from $40,054 to $52,247 over five years — a 30% increase that's moderate and in line with typical career progression.