Liberal Arts & Humanities at University of Massachusetts-Lowell

Lowell, MA · Public · Bachelor's Degree · Liberal Arts and Sciences, General Studies and Humanities
29 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
30
Optimistic
29
Base Case
34
Pessimistic
Earnings $37,140/yr (-0% vs median)
AI Risk Low (0% exposed)
Job Market Medium (13,500 openings/yr)
ROI 7.3x earnings multiple (3.4x out-of-state)
Ranked #282 of 424 Liberal Arts and Sciences programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Liberal Arts & Humanities graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $482K $482K $458K
Earnings Multiple (In-State) 7.3x 7.3x 6.9x
Earnings Multiple (Out-of-State) 3.4x 3.4x 3.2x
Probability of Field Employment 45% 45% 45%
DegreeOutlook Score 30 29 34

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$66,280
Out-of-state: $141,584 (3.4x ROI)
4-Year Net Price (After Aid)
$74,508
-12% less than sticker · See by income
Median Debt at Graduation
$22,625
7.3 months of Year 1 earnings
Reported Earnings (5 Year)
$45,337
22% growth from Year 1

Program Analysis

Graduates earn $37,140/yr, roughly in line with the $37,172 national median for Liberal Arts & Humanities. The value proposition here depends on cost, not earnings.

A 7.3x earnings multiple over ten years puts this program in solid financial territory. Tuition is well-justified by projected earnings.

The 5% spread between best and worst-case AI scenarios signals strong resilience. Most career paths mapped to Liberal Arts & Humanities involve work that current AI cannot replicate.

At $22,625 against $37,140/yr in earnings, the debt burden is moderate. Most graduates should manage repayment without extended financial strain.

A #282 ranking among 424 Liberal Arts & Humanities programs places University of Massachusetts-Lowell in the lower half. Price, proximity, and personal fit become the stronger arguments.

A 22% earnings increase from $37,140 to $45,337 over five years is solid — not a moonshot, but evidence of normal career advancement.

About University of Massachusetts-Lowell

University of Massachusetts-Lowell accepts 85% of applicants — an open-access institution by design, enrolling 11,632 students in Lowell, MA.

See all programs and financial aid at University of Massachusetts-Lowell →

Top Career Paths

Postsecondary teachers, all other $78,490/yr
View all 1 career paths with salary ranges and AI risk →

Compare & Explore

Liberal Arts & Humanities at Other Schools

Other Majors at University of Massachusetts-Lowell

Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What does a 29/100 DegreeOutlook Score mean for Liberal Arts & Humanities at University of Massachusetts-Lowell?
At 29/100, the financial outlook is modest. Higher-scoring Liberal Arts & Humanities programs exist, though non-financial factors may justify this choice.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →