Liberal Arts and Sciences at University of Massachusetts-Lowell

Lowell, MA · Public · Bachelor's Degree · Liberal Arts and Sciences, General Studies and Humanities
29 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
30
Optimistic
29
Base Case
34
Pessimistic
Earnings $37,140/yr (-0% vs median)
AI Risk Low (0% exposed)
Job Market Medium (13,500 openings/yr)
ROI 7.3x earnings multiple (3.4x out-of-state)
Ranked #282 of 424 Liberal Arts and Sciences programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Liberal Arts and Sciences graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $482K $482K $458K
Earnings Multiple (In-State) 7.3x 7.3x 6.9x
Earnings Multiple (Out-of-State) 3.4x 3.4x 3.2x
Probability of Field Employment 45% 45% 45%
DegreeOutlook Score 30 29 34

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$66,280
Out-of-state: $141,584 (3.4x ROI)
4-Year Net Price (After Aid)
$74,508
-12% less than sticker · See by income
Median Debt at Graduation
$22,625
7.3 months of Year 1 earnings
Reported Earnings (5 Year)
$45,337
22% growth from Year 1

Program Analysis

Graduates earn $37,140/yr, roughly in line with the $37,172 national median for Liberal Arts and Sciences. The value proposition here depends on cost, not earnings.

A 7.3x earnings multiple over ten years puts this program in solid financial territory. Tuition is well-justified by projected earnings.

The 5% spread between best and worst-case AI scenarios signals strong resilience. Most career paths mapped to Liberal Arts and Sciences involve work that current AI cannot replicate.

At $22,625 against $37,140/yr in earnings, the debt burden is moderate. Most graduates should manage repayment without extended financial strain.

A #282 ranking among 424 Liberal Arts and Sciences programs places University of Massachusetts-Lowell in the lower half. Price, proximity, and personal fit become the stronger arguments.

A 22% earnings increase from $37,140 to $45,337 over five years is solid — not a moonshot, but evidence of normal career advancement.

About University of Massachusetts-Lowell

University of Massachusetts-Lowell accepts 85% of applicants — an open-access institution by design, enrolling 11,632 students in Lowell, MA.

See all programs and financial aid at University of Massachusetts-Lowell →

Top Career Paths

Postsecondary teachers, all other $78,490/yr
View all 1 career paths with salary ranges and AI risk →

Compare & Explore

Liberal Arts and Sciences at Other Schools

Other Majors at University of Massachusetts-Lowell

Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What does a 29/100 DegreeOutlook Score mean for Liberal Arts and Sciences at University of Massachusetts-Lowell?
At 29/100, the financial outlook is modest. Higher-scoring Liberal Arts and Sciences programs exist, though non-financial factors may justify this choice.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →