Program Analysis
First-year earnings of $41,020 at University of Massachusetts-Lowell come in 21% above the national median of $33,862 for Design and Applied Arts programs.
At 7.2x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 38% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $24,075 debt-to-$41,020 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
Ranked #89 out of 290 programs, University of Massachusetts-Lowell's Design and Applied Arts offering sits in the upper half but doesn't break into the top tier.