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Psychology at University of Massachusetts-Boston

Boston, MA · Public · Bachelor's Degree · Psychology, General
45 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
46
Optimistic
45
Base Case
43
Pessimistic
Earnings $38,151/yr (20% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 8.8x earnings multiple (3.7x out-of-state)
Ranked #83 of 926 Psychology, General programs Top 10%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $551K $546K $501K
Earnings Multiple (In-State) 8.9x 8.8x 8.1x
Earnings Multiple (Out-of-State) 3.7x 3.7x 3.4x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 46 45 43

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$61,984
Out-of-state: $148,696 (3.7x ROI)
4-Year Net Price (After Aid)
$73,128
-18% less than sticker · See by income
Median Debt at Graduation
$23,000
7.2 months of Year 1 earnings
Reported Earnings (5 Year)
$55,661
46% growth from Year 1

Program Analysis

Graduates earn $38,151/yr, edging above the $31,705 national average for Psychology — a modest premium that suggests solid regional demand.

At 8.8x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.

AI risk is moderate — 49% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $23,000 debt-to-$38,151 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.

A #83 ranking out of 926 Psychology programs nationally puts University of Massachusetts-Boston in the top 10% — a strong but not elite position.

The five-year earnings trajectory from $38,151 to $55,661 shows 46% growth, reflecting steady but unremarkable salary progression.

About University of Massachusetts-Boston

University of Massachusetts-Boston has a 83% acceptance rate, making it broadly accessible, with a mid-sized student body of 11,848 in Boston, MA. Pell Grant recipients make up 43% of the student body — a marker of economic diversity.

See all programs and financial aid at University of Massachusetts-Boston →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 926 schools offering Psychology →

Psychology at Other Schools

Bentley University ($62,218) Georgetown University ($51,959) Bucknell University ($51,645) Gettysburg College ($50,040) Trinity College ($48,406) CUNY Graduate School and University Center ($48,299) The University of Texas Permian Basin ($46,009) Charter Oak State College ($45,428)

Other Majors at University of Massachusetts-Boston

Electrical, Electronics and Communications Engineering ($82,118) Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($79,672) Computer and Information Sciences, General ($58,909) Biochemistry, Biophysics and Molecular Biology ($50,352) Business Administration, Management and Operations ($49,417) History ($46,908) Economics ($46,523) Social Work ($45,227)

Explore the Trade Alternative

Compare Psychology trade programs on TradeSchoolWorth →

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does University of Massachusetts-Boston's Psychology program score?
This program scores 45/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.
How vulnerable is Psychology to AI automation?
AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →