Finance and Financial Management Services at University of Massachusetts-Amherst

Amherst, MA · Public · Bachelor's Degree
82 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
83
Optimistic
82
Base Case
80
Pessimistic
Earnings $68,920/yr (25% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 12.1x earnings multiple (5.4x out-of-state)
Ranked #50 of 431 Finance and Financial Management Services programs Top 25%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $892K $843K $723K
Earnings Multiple (In-State) 12.8x 12.1x 10.4x
Earnings Multiple (Out-of-State) 5.7x 5.4x 4.6x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 83 82 80

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$69,428
Out-of-state: $157,172 (5.4x ROI)
4-Year Net Price (After Aid)
$94,764
-36% less than sticker · See by income
Median Debt at Graduation
$20,500
3.6 months of Year 1 earnings
Reported Earnings (5 Year)
$98,716
43% growth from Year 1

Program Analysis

At $68,920 per year, Finance and Financial Management Services graduates from University of Massachusetts-Amherst earn slightly above the $55,340 national median. The premium is real but not dramatic.

The 12.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 19% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The median debt load of $20,500 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

Ranked #50 out of 431 programs, University of Massachusetts-Amherst's Finance and Financial Management Services program lands in the top 5% — a strong signal of graduate success.

The five-year earnings trajectory from $68,920 to $98,716 shows 43% growth, reflecting steady but unremarkable salary progression.

About University of Massachusetts-Amherst

University of Massachusetts-Amherst accepts 58% of applicants, balancing access with selectivity, with 23,694 students enrolled in Amherst, MA.

See all programs and financial aid at University of Massachusetts-Amherst →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

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Frequently Asked Questions

How does University of Massachusetts-Amherst's Finance and Financial Management Services program score?
A score of 82/100 indicates strong financial outcomes. University of Massachusetts-Amherst's Finance and Financial Management Services graduates fare well on earnings, job market size, and return on investment.
How vulnerable is Finance and Financial Management Services to AI automation?
AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
Why does University of Massachusetts-Amherst rank so high for Finance and Financial Management Services?
The #50 ranking out of 431 programs is driven by strong financial outcomes — graduates earn well, debt is manageable relative to income, and the job market supports the field.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →