Program Analysis
Starting salaries of $21,824/yr fall 32% below the $32,297 national median for Philosophy. The financial case depends heavily on whether tuition compensates.
At 6.0x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 64% task exposure — and the -6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $18,413 debt-to-$21,824 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #74 out of 77 programs, University of Illinois Urbana-Champaign's financial outcomes for Philosophy trail the majority of peers. The value case depends on other factors.