Program Analysis
First-year earnings of $26,245 place University at Albany below the $33,816 national median for Clinical, Counseling and Applied Psychology — worth weighing against tuition and cost of living.
At 9.6x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 42% task exposure — and the 0% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $18,842 debt-to-$26,245 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #43 out of 59 programs, University at Albany's financial outcomes for Clinical, Counseling and Applied Psychology trail the majority of peers. The value case depends on other factors.