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Human Services, General at Towson University

Towson, MD · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $36,616/yr (-2% vs median)

AI Risk Moderate (26% exposed)

Job Market Large (82,300 openings/yr)

ROI 12.1x earnings multiple (4.8x out-of-state)

Ranked #18 of 84 Human Services, General programs Top 25%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Human Services, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$546K	$545K	$517K
Earnings Multiple (In-State)	12.1x	12.1x	11.4x
Earnings Multiple (Out-of-State)	4.8x	4.8x	4.6x
Probability of Field Employment	70%	68%	57%
DegreeOutlook Score	42	41	52

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$45,224

Out-of-state: $113,304 (4.8x ROI)

4-Year Net Price (After Aid)

$67,164

-49% less than sticker · See by income

Median Debt at Graduation

$20,482

6.7 months of Year 1 earnings

Reported Earnings (5 Year)

$52,612

44% growth from Year 1

Program Analysis

Graduates earn $36,616/yr, roughly in line with the $37,292 national median for Human Services, General. The value proposition here depends on cost, not earnings.

The 12.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 26% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $20,482 debt-to-$36,616 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.

Ranked #18 out of 84 programs, Towson University's Human Services, General program lands in the top 5% — a strong signal of graduate success.

The five-year earnings trajectory from $36,616 to $52,612 shows 44% growth, reflecting steady but unremarkable salary progression.

About Towson University

Towson University accepts 83% of applicants — an open-access institution by design, serving 16,400 students in Towson, MD.

See all programs and financial aid at Towson University →

Top Career Paths

Social and community service managers $78,240/yr

Community and social service specialists, all other $54,940/yr

Social and human service assistants $45,120/yr

View all 3 career paths with salary ranges and AI risk →

Compare & Explore

Human Services, General at Other Schools

Other Majors at Towson University

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

How does Towson University's Human Services, General program score?

This program scores 41/100 — on the lower end for Human Services, General. Prospective students should carefully weigh costs against likely earnings.

Why does Towson University rank so high for Human Services, General?

The #18 ranking out of 84 programs is driven by strong financial outcomes — graduates earn well, debt is manageable relative to income, and the job market supports the field.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →